Retirement Savings (RRSP)

Reach your retirement goals faster​

A Registered Retirement Savings Plan (RRSP) lets you save tax-sheltered for your retirement, ensuring your savings grow faster.

Why invest in an RRSP?

Reduce your tax today

Every dollar you contribute to your RRSP can be deducted from your gross income, reducing the tax you owe that year.

Save on tax tomorrow

Interest earned in your RRSP is tax-sheltered until you withdraw in retirement, at which point you’ll likely be in a lower tax bracket.

Borrow for big goals

You can withdraw from your RRSP to fund education or your first home without penalty – as long as it’s repaid within 15 years.

Invest your way

Your RRSP can hold a wide variety of investment options, including mutual funds, term deposits and savings accounts.

​Take the stress out of retirement planning

Whether retirement is far off or coming up fast, our financial planning experts can help you create a personalized plan that secures your future without you missing out on life right now.

Journey Wealth

​Set your savings on the TFSA fast-track

A car, a vacation, a home of your own – a TFSA uses the power of tax-free savings growth to get you to your goals faster. 

​Get a step up on retirement savings

Make the most of missed RRSP contribution room to maximize your retirement savings, with help from our RRSP loan.

​Retirement calculator

Not sure if you’re saving enough for retirement? See how much you need to set aside to retire your way with our retirement calculator. 

​Your RRSP questions answered

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