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Service Fees


Keep more money in your pocket

Save more with cost-effective accounts and service fees that won't break the bank.

Safety deposit boxes
Size price
Small $35.00
Medium $45.00




*Golden account holders receive a $15.00 discount on all sizes
** To replace a key will be the cost plus $20.00
***To drill into a Safety Deposit Box will be the cost plus $20.00

Transferring money
Interac ​e-Transfer
Sending a payment/Requesting a payment* $1.00
Receiving a payment FREE
Cancel e-Transfer $3.00

*Some account packages have unlimited
free e-Transfers included.

Wire transfers
Incoming Wires Cost + $19.00
Outgoing Wires to Canada Cost + $26.00
Outgoing Wires to Other Countries Cost + $49.00
Incoming Wires Cost + $23.00
Outgoing Wires to Canada Cost + 26.00
Outgoing Wires to USA Cost + $33.00
Outgoing Wires to Other Countries Cost + $49.00
Recalls, traces, & amendments Cost + $35.00

Transaction fee for phone requests
*member initiated (includes bill payments, transfers, etc)

Registered plans
Type of fee Price
Registered plan/estate administrative fee
*Wyth/Concentra fee
Transfer out fee $75
Early redemption fee (if approved) $100
Official cheque - member requested $10
Duplicate tax slips $10


Type of fee Price
eStatements FREE
Paper statements $2.50
Coverdraft $3.00
Stop payment $20.00
Certified cheque $15.00
Unqualified clearing item $25.00
Non-sufficient funds charge $5.00
Returned item charge (NSF cheque) $40.00
Cheques written in currency different from account $25.00
Chargebacks - any reason $7.00 CAD
$15.00 USD
Account closures $20.00
Official cheque - member requested $10.00
Records search - minimum fee $20.00
Records search - per hour $45.00
Balance of account transfer $20.00
Night deposit bags - reusable (annual fee) $30.00
Night deposit bags - disposable, 100 bags $15.00
Night deposit key replacement cost +$20.00
Duplicate T4RRSP / T4RRIF / NR4 / T4 slip $5.00
Cheques - non-chequing account $5.00
Cheques -written in currency different than account $25.00
Order foreign currency - excluding USD $10.00 + C1 fee
Authorized overdrafts - interest rate 18%
Unauthorized overdrafts - interest rate 24%



Want to see a full breakdown of our chequing account features and fees? Take a look at our Personal Account Brochure (PDF)


Find the account for you

Whether your needs are big, small or somewhere in between,  we have an account to fit your life.

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