Skip to main content
 Interior_HDR_Grey_1440x435.png

Life Insurance

life insurance (2).png

Protect what matters most

You've worked hard for your family, your business and your legacy. Make sure they're protected.

https://unblu.stridecu.cahtXH7GxwQeOhml46rk4xvQhttps://central1-stridecu.app.unblu.appcustom_stridecu.js

Term life insurance

  • Replace lost income
  • Pay out debt left behind (mortgage, loans, bills, etc.)
  • Create an estate (security for your family)
  • Provide security for your family
  • Fund a child's education
  • Contribute to a charity

Permanent life insurance

  • Cover final expenses, such as funeral or medical bills
  • Combines a death benefit with a       savings component
  • Use it as a tax-favorable investment
  • Guarantee your children will have an inheritance
  • Policy owner can borrow funds against that cash value or, in some instances, withdraw cash from it
 

Universal life insurance

  • Protect your family and invest in your future
  • Combine life insurance with a flexible portfolio of investment options
  • Ensure your spouse or beneficiary will have sufficient cash after you die
  • Provide money to pay capital gains or estate taxes so that your beneficiaries don't have to sell assets to pay tax
CTA_JourneyWealth.jpg

Meet the experts ready to support you

Achieving your goals won’t happen overnight. Our experts take pride in helping you build a strong foundation to build and protect your wealth long-term.

Do you have a succession plan in place?

Succession planning is a process that ensures your company is prepared for the future. Are you prepared?

Select Image

Planning a trip? Don't forget the travel insurance!

Check out what we have to offer and don't get stuck in paradise with no coverage. Journey Wealth has you covered.

Select Image
ag pic.png

Let's get down to business

At Stride Credit Union, we can relate to our agricultural, business and community members. We offer a full range of products and services geared specifically for businesses, farms and community organizations, with fewer and lower service charges.

Why life insurance?

Every life has value and is worth protecting. Life insurance can help you create an estate for your loved ones or preserve the estate you've worked a lifetime to build. Having the right life insurance can give you the peace of mind that comes with knowing the people you care about can have financial support after you die. 

  • Protect your loved ones by paying off debts
  • Cover funeral expenses
  • Provide for your family, pass wealth and save taxes
  • Provide for your loved one's education expenses

BOOK AN APPOINTMENT

There's never a "right" time for insurance; however, you can't predict the future. That's where life insurance comes in handy. While you can't tell exactly what will happen in life, you can prepare for the possibility of the unexpected and help protect the people you love in the process. 

A few examples of when to review life insurance needs are:

  • Around a major life milestone, such as getting married, having kids, buying a house, etc.
  • Once anyone depends on you financially
  • When reviewing your financial plan
  • When buying a business

Speak to an insurance expert from Journey Wealth to get started on planning for your future.

Some Canadians have a life insurance policy they purchased on their own, while others have group life insurance provided to them as an employee benefit. And some choose to top up their group plans with individually purchased life insurance.

With that in mind, you must also consider that there are different types of life insurance. The big four are term life insurance, permanent life insurance, participating life insurance and universal life insurance.  But which one is right for you?

Our insurance experts are here to help you make the right choice based on your needs. Speak with a Journey Wealth professional to get started. 

Need help or advice?

Don't hesitate to get in touch. We'll be happy to chat in-branch or stop by your business to lend a hand.

Select Image

Ready to insure your future?