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Credit Cards

Already have a Stride Mastercard or Visa? 

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Simplify your finances with 0% interest on Balance Transfer for 9 months!

When you're a member at Stride, your finances are our top priority. That’s why we're offering 0% interest Balance Transfers! 
Not a member yet? No problem! Become a member.

Click here to learn more about Balances Transfers.


Find the card that's right for you

If you're looking for a card with travel rewards, cash back or a low rate, we've got you covered.

Cash Back Mastercard
  • No annual fee
  • Earn cash rewards
  • Mobile device insurance


Centra Gold Mastercard
  • $50 annual fee
  • Low interest rate
  • Purchase protection and extended warranty


Classic Mastercard
  • No annual fee
  • Low interest rate
  • Zero liability fraud protection


US Dollar Visa
  • $50 USD annual fee
  • Earn reward points
  • Auto rental insurance


World Elite
World Mastercard
  • $120 annual fee
  • Earn more rewards points
  • Travel insurances including auto rental, emergency health coverage, trip cancellation and more



Grow your retirement savings

Make the most of missed RRSP contribution room to maximize your retirement savings, with help from our RRSP loan.

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Balancing too many cards?

Putting all of your debt into one loan could lower your monthly payments and reduce the amount of interest you pay. 


Your credit card questions answered


Selecting the right credit card is the first step towards earning great rewards, lowering interest payments or acquiring travel insurances for an upcoming international adventure. However, much like an adventure, each person's credit card needs are unique.  Thankfully, Stride and Collabria have teamed up to provide you with solutions for every one.

Rewards cards such as the Stride Cash Back Mastercard or World Mastercard offer points for every dollar spent. Accumulated points can be redeemed on the Collabria website for merchandise or travel. 

Travel rewards cards like the Stride World Mastercard and Travel Rewards Visa - Gold Card offer insurances for all kinds of trips. From auto rental insurance to trip cancellation insurance to emergency health insurances, these cards offer incredible perks at an affordable annual fee. 

If you carry a monthly balance on your credit card, a low-fee option, such as the Stride Centra Gold Mastercard or Classic Mastercard, is a good choice to help lower your interest payments. 

A unique offering through Stride is the US Dollar Mastercard, which allows you to make purchases and payments using US dollars without having to convert from Canadian dollars. This way, you can save on exchange costs and conversion fees. 

If you're having trouble deciding on which card, don't hesitate to give us call!

Each month, you will receive a statement via mail or email (depending on your chosen preference) that will show the due date of your next payment. Payments can be made in branch, through online banking or using the Stride mobile app. It's important to make your payment 3 business days in advance of this date, as there can be a delay between the when you make the payment and when the credit card company acknowledges receipt of the payment. This holds true for almost every credit card provider. 

Making payments on time is one of most important aspects of improving and maintaining a good credit score. 

Your card will work in most countries. Due to fraud trends, Collabria may restrict transactions in certain countries. As a fraud protection measure, Stride strongly recommends that you call Cardholder Service at 1-855-341-4643 prior to your departure or use the travel form available online through MyCardInfo. When traveling internationally, please contact Cardholder Service at Collabria's international collect number, 1-647-252-9564.

Have more questions?

Don't hesitate to reach out! Our experts will happily help you figure out your options and what they mean for you.

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