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Term Deposits

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Find the term deposit that's right for you

Save the way you want with our term deposits, all focused on guaranteeing your peace of mind.

Why invest in a term deposit with Stride?

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Get advice from the experts you trust

Our Journey Wealth professionals have the knowledge and experience to help your business successfully weather any economic cycle. 

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Planning a dream vacation away from the office? Find out what you'll need to get your toes in the sand and a drink in your hand.

 

Your term deposit questions answered

A mutual fund pools money from different investors to purchase a portfolio of investments, such as stocks, bonds, cash and other mutual funds or exchange-traded funds (ETFs). Individual investors own shares in the mutual fund and the value of those shares can increase or decrease, based on the value of the underlying investments.

Mutual funds are overseen by a professional portfolio manager, who manages the fund according to its overall investment goals. They can offer your business several benefits, including knowledgeable management, a diversified portfolio,  broad range of investments and the ability to buy and sell daily.

To learn more about the benefits of mutual funds in your business or ag operation, book a chat with a financial planning expert from Journey Wealth.

Mutual funds are really easy to purchase, either on your own or through an advisor at Journey Wealth, and are an easy way to diversify an investment portfolio. Additionally, a well-balanced portfolio of stocks and bonds has historically outperformed term deposits as an investment strategy. 

As mentioned above, mutual funds offer built-in diversification. They also offer professional asset management, they're easy to buy and sell and come in a wide range of options, from lower-risk investments to high growth potential. 

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Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. A diversified portfolio contains a mix of distinct asset types and investment vehicles in an attempt at limiting exposure to any single asset or risk. The rationale behind this technique is that a portfolio constructed of different kinds of assets will, on average, yield higher long-term returns and lower the risk of any individual holding or security.

Each type of asset (stocks, bonds, etc.) performs differently at various points in time. A portfolio with a mix of various assets can balance out the risk associated with each type and provide steadier results over the long term. 

Speak with a financial planning expert from Journey Wealth to learn more.

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