Skip to main content
Select Image

PaymentStream - AFT


Looking to access your AFT account?

Simplify your deposits

Make your banking easier by managing your pre-authorized debits and direct deposits. 

Introducing PaymentStream™ Automated Funds Transfer (AFT)


PaymentStream AFT (Automated Funds Transfer) facilitates processing and settlement of pre-authorized debits (i.e. donations, strata fee collection) and direct deposits (i.e. payroll, payments to suppliers).

Members can either use Central1 PaymentStream AFT web-based application to input and process the transactions or create a file in CPA Standard 005 format that can be uploaded to Central1 from member's accounting software.

Payment Stream AFT is a self-serve product. User guides and training videos are provided.

The system offers the following features:

  • Ability to send (originate) same-day AFT credits 
  • Enhanced originator ID limits to assist with risk mitigation
  • Real-time file validation during file upload and release process
  • For File Upload and Manual Release email confirmations sent only when a file is validated successfully. Automatic release will still get email confirmation if a transmission rejects.
  • Added risk controls for dual authorization
  • Added risk threshold controls
  • Canadian or U.S. dollar transactions can be originated as long as the recipient’s account is held at a Canadian financial institution
  • Ability for individual record release
  • Ability to release AFT transactions up to 14 calendars days in advance
  • Ability to download AFT product reports in CSV and PDF formats
  • Increased record retention - up to 18 months of history

Users require 2-Step Security to accessPaymentStream AFT. 2-Step Security is a method of authenticating a user by confirming two factors of authentication: a username and password and a Soft Token on a smart phone. The token is required to access the new PaymentStream AFT application.

Have questions?

We're here for you.
Select Image

Automated Funds Transfer

PaymentStream AFT FAQ's are here!

For help with AFT, click here.