Retirement Income (RRIF)

Enjoy the retirement you've built

A Registered Retirement Income Fund (RRIF) lets your savings grow tax-sheltered while you enjoy retirement.

What's the buzz about RRIFs?

Kick tax down the road

Any growth earned in your RRIF is tax-deferred until you withdraw it, at which time you're likely in a low tax bracket, keeping more dollars in your RRIF account.

Choose your own income

You have control over how much to withdraw each year after a minimum threshold is met, so it can last as long or as little as you'd like. 

Invest your way

Your RRIF can hold a wide variety of investment options, including mutual funds, term deposits and savings accounts.

Withdraw with ease

Move money directly from your RRIF account to your Stride chequing account with ease. Set up a monthly transfer to help you budget in retirement.

Take the stress out of retirement planning

Whether retirement is far off or coming up fast, our financial planning experts can help you create a personalized plan that secures your future without you missing out on life right now.

Journey Wealth

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By combining a TFSA and a RRIF in your financial plan, you can take full advantage of the tax savings offered by the government. 

Protect what you've built

You've worked hard to build a lifestyle for you and your family. Make sure you protect it with the right insurance options designed specifically for you.

Nearing retirement?

Not sure if you’re saving enough for retirement? See if you're ready to retire your way with our retirement calculator. 

Your RRIF questions answered

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