Service Fees

Our rates and fees are competitive- they are designed not only based on the markets, but also in the interest of our members. This means you, as a member of Stride Credit Union, can always expect a great rate and low fees.

Chequing Accounts - Personal Expand/Collapse

Main Features
Cash Withdrawals $0.70
Cheques & Pre-Authorized Debit $0.70
All Canadian Credit Union ATM Withdrawals $0.70
Debit Card Purchase $0.50
Telephone & Internet Banking Bill Payments $0.50
US Chequing
Cash Withdrawals $1.00
Pre-Authorized Debit $1.00
Cheques $1.25
Chequing Accounts
Regular Chequing (no fees with minimum monthly balance) $3,000 MMB
Premium Chequing $11.00
Complete Chequing $20.00
Golden Chequing (ages 60+, up to 70 transactions) FREE
Youth Chequing (ages 10 to 17, up to 40 transactions) FREE
Student Chequing (ages 18 to 25, up to 60 transactions) FREE

Chequing Accounts - Agriculture & Commercial Expand/Collapse

Main Features
Cash Withdrawals $0.75
Cheques & Pre-Authorized Debit $0.75
All Canadian Credit Union ATM Withdrawals $0.75
Debit Card Purchase $0.50
Telephone & Internet Banking Bill Payments $0.75
Chequing Accounts
Community Organization Chequing
(fees rebated with minimum monthly balance)
$500 MMB
Business Regular Chequing (fees charged per transaction) N/A
Ag Regular Chequing (fees charged per transaction) N/A

Savings Accounts - Personal Expand/Collapse

Main Features
Cash Withdrawals $0.80
Pre-Authorized Debit $0.80
All Canadian Credit Union ATM Withdrawals $0.80
Debit Card Purchase $0.80
Telephone & Internet Banking Bill Payments $0.60
US Savings
Cash Withdrawals $1.00
Pre-Authorized Debit $1.00
Savings Accounts
Plan 24 (no fees with minimum monthly balance) $1,000
FAT CAT Savings (ages 0 to 9, unlimited transactions) FREE
Youth Savings (ages 10 to 17, up to 25 transactions) FREE

Savings Accounts - Agriculture & Commercial Expand/Collapse

Main Features
Cash Withdrawals $0.85
Pre-Authorized Debit $0.85
All Canadian Credit Union ATM Withdrawals $0.85
Debit Card Purchase $0.85
Telephone & Internet Banking Bill Payments $0.85
Savings Accounts
Community Savings
(fees rebated with minimum monthly balance)
$500 MMB
Business Savings (fees charged per transaction) N/A

ATMs Expand/Collapse

ATM Withdrawal - Interac $1.50
ATM Withdrawal - International $5.00
ATM Deposits - Error $10.00

Bill Payments Expand/Collapse

In-Branch $1.00
Recall/ Refund - Phone or Internet $25.00
Trace - Phone or Internet $25.00

Safety Deposit Boxes (+ GST) Expand/Collapse

Small $35.00
Medium $45.00
Large $50.00
Extra-Large $100.00
*GOLDEN ACCOUNTS $15.00 (flat discount)

Money Transfers/ Wires Expand/Collapse

e-Transfer
Sending a Payment $1.50
Receiving a Payment FREE
Cancel e-Transfer $3.00
Money Wires - Incoming
From a Canadian Financial Institution Cost + $15.00
From a US Location Cost + $20.00
From an International Location Cost + $35.00
Money Wires - Outgoing
To a Canadian Financial Institution Cost + $15.00
To a US Location Cost + $20.00
To an International Location Cost + $35.00
Other
Transfer, by Phone to Branch $4.00

Other Fees Expand/Collapse

eStatements FREE
Paper Statements $2.50
Coverdraft $3.00
Stop Payment $20.00
Certified Cheque $15.00
Unqualified Clearing Item $25.00
Non-Sufficient Funds Charge $5.00
Returned Item Charge (NSF Cheque) $40.00
Cheques Written in Currency Different from Account $25.00
Chargebacks - Any Reason $5.00
Account Closures $15.00
Primary Order - Member Requested $10.00
Records Search - Minimum Fee $20.00
Records Search - Per Hour $30.00
Balance of Account Transfer $20.00
Night Deposit Bags - Reusable (Annual Fee) $30.00
Night Deposit Bags - Disposable, per 100 bags: $15.00
Duplicate T4RRSP/T4RRIF/NR4/T4 Slips $5.00
Cheques - Non-Chequing Account $5.00
Ordering Foreign Currency - Excluding US $10.00
Authorized Overdrafts - Interest Rate 18%
Unauthorized Overdrafts - Interest Rate 24%
Fees may apply to transactions that are not included as normal features in accounts or are special requests. Fees may also be charged for transactions if the minimum monthly balance is not maintained or the number of transactions conducted on an account exceeds the amount allowed for free transactions on that account. If you have any questions or concerns over our fees and rates, please contact us. Rates are subject to change at anytime, without notice.