Guaranteed Investment Certificates
Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.
Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.
Redeemable GICs
| Canadian (CAD) GICs (Rates effective 2018-07-03) | Rates |
|---|---|
| 12 months | 1.00% |
Non-Redeemable GICs
| Canadian (CAD) GICs - 30 to 364 days (Rates effective 2019-01-18) | Rates |
|---|---|
| 30 - 59 days | 0.50% |
| 60 - 89 days | 0.50% |
| 90 - 179 days | 0.65% |
| 180 - 364 days | 0.75% |
| Canadian (CAD) GICs - 12 to 60 months (Rates effective 2019-01-18) | Rates |
|---|---|
| 12 - 23 months | 2.60% |
| 24 - 35 months | 2.70% |
| 36 - 47 months | 2.80% |
| 48 - 59 months | 3.00% |
| 60 months | 3.20% |
