Guaranteed Investment Certificates
Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.
Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.
Redeemable GICs
| Canadian (CAD) GICs (Rates effective 2020-01-01) | Rates |
|---|---|
| 1 Year | 1.00% |
Non-Redeemable GICs
| Canadian (CAD) GICs - 30 to 364 days (Rates effective 2021-02-12) | Rates |
|---|---|
| 30 - 59 days | 0.50% |
| 60 - 89 days | 0.55% |
| 90 - 179 days | 0.60% |
| 180 - 364 days | 0.70% |
| Canadian (CAD) GICs - 12 to 60 months (Rates effective 2021-02-12) | Rates |
|---|---|
| 1 Year | 1.20% |
| 2 Year | 1.49% |
| 3 Year | 1.35% |
| 4 Year | 1.40% |
| 5 Year | 1.60% |
