Guaranteed Investment Certificates

Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.

Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.

Redeemable GICs

Canadian (CAD) GICs (Rates effective 2018-07-03) Rates
12 months 1.00%

Non-Redeemable GICs

Canadian (CAD) GICs - 30 to 364 days (Rates effective 2019-02-15) Rates
30 - 59 days 0.50%
60 - 89 days 0.50%
90 - 179 days 0.65%
180 - 364 days 0.75%
Canadian (CAD) GICs - 12 to 60 months (Rates effective 2019-02-15) Rates
12 - 23 months 2.80%
24 - 35 months 3.00%
36 - 47 months 3.30%
48 - 59 months 3.50%
60 months 3.55%