Guaranteed Investment Certificates
Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.
Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.
Redeemable GICs
Canadian (CAD) GICs (Rates effective 2020-01-01)
|
Rates |
1 Year |
1.00% |
Non-Redeemable GICs
Canadian (CAD) GICs - 30 to 364 days (Rates effective 2021-02-12)
|
Rates |
30 - 59 days |
0.50% |
60 - 89 days |
0.55% |
90 - 179 days |
0.60% |
180 - 364 days |
0.70% |
Canadian (CAD) GICs - 12 to 60 months (Rates effective 2021-02-12)
|
Rates |
1 Year |
1.20% |
2 Year |
1.49% |
3 Year |
1.35% |
4 Year |
1.40% |
5 Year |
1.60% |