Guaranteed Investment Certificates

Guaranteed Investment Certificates, or GICs, are just that - guaranteed. Choose from redeemable or non-redeemable and the length of the term.

Redeemable GICs are subject to an interest penalty of .25% when withdrawn in advance of maturity date.

Redeemable GICs

Canadian (CAD) GICs (Rates effective 2020-01-01) Rates
1 Year 1.00%

Non-Redeemable GICs

Canadian (CAD) GICs - 30 to 364 days (Rates effective 2021-02-12) Rates
30 - 59 days 0.50%
60 - 89 days 0.55%
90 - 179 days 0.60%
180 - 364 days 0.70%
Canadian (CAD) GICs - 12 to 60 months (Rates effective 2021-02-12) Rates
1 Year 1.20%
2 Year 1.49%
3 Year 1.35%
4 Year 1.40%
5 Year 1.60%