Credit Cards


We offer many Mastercard® options- exclusive to credit union members. From low fee to no fee, to low interest and varying limits, we have a card that fits your lifestyle and your wallet.

With a CHOICE REWARDS® Mastercard, earn points on your purchases that you can redeem for a wide variety of rewards. Not only will you be rewarding yourself, but your community too!

Redemption options can include:

  • Worldwide travel with unrestricted seating and no blackout dates
  • Your choice of hotels, car rental companies and travel carriers (like trains, cruises, and packages)
  • Access to a collection of hand-picked vacations with special pricing and exclusive, time-limited offers
  • Cash rewards
  • Brand name merchandise
  • Gift cards
  • Charitable Donations

Visit choicerewards.ca for more details.

Start exploring your CHOICE REWARDS Mastercard options below. The sooner you do, the sooner you can start earning points.

Low Fee MasterCard® Expand/Collapse

Our low fee credit card that also earns CHOICE REWARDS points.

Features

  • Credit Limit $500 - $35,000
  • 1,000 Bonus CHOICE REWARDS Points*
  • Earn 1 point for $1 spent on eligible purchases
  • MasterPurchase®** and MasterTrip®**

Fees

  • $12 annual fee without CHOICE REWARDS
  • $24 annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

Low Fee Gold MasterCard® Expand/Collapse

The card with the travel benefits you need.

Features

  • Credit Limit $500 - $35,000
  • 3,000 Bonus CHOICE REWARDS Points*
  • Earn 1 point for $1 spent on eligible purchases
  • MasterPurchase®**, MasterTrip®** and MasterRental®**

Fees

  • $35 annual fee without CHOICE REWARDS
  • $59 annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

Gold MasterCard® Expand/Collapse

The card that lets you and your family travel with peace of mind.

Features

  • Credit Limit $500 - $35,000
  • 5,000 Bonus CHOICE REWARDS Points*
  • Earn 1 point for $1 spent on eligible purchases
  • MasterPurchase®**, MasterTrip®** and MasterRental®**
  • Travel Medical Insurance**

Fees

  • $96 annual fee without CHOICE REWARDS
  • $120 annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

Student MasterCard® Expand/Collapse

The card that allows you to build your credit history while earning CHOICE REWARDS points.

Features

  • Credit Limit $500 - $2,000
  • 1,000 Bonus CHOICE REWARDS Points*
  • Earn 1 point for $1 spent on eligible purchases
  • MasterPurchase®** and MasterTrip®**

Fees

  • $0 annual fee without CHOICE REWARDS
  • $24 annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

No Fee MasterCard® Expand/Collapse

The card with no annual fee that enables you to earn CHOICE REWARDS points.

Features

  • Credit Limit $500 - $35,000
  • Earn 1 point for $2 spent on eligible purchases
  • MasterTrip®**

Fees

  • NA- annual fee without CHOICE REWARDS
  • $0 annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

Low Rate MasterCard® Expand/Collapse

Enjoy a lower interest rate with a low rate credit card.

Features

  • Credit Limit $500 - $35,000
  • MasterTrip®**
  • CHOICE REWARDS not available for Low Rate MasterCard

Fees

  • $30- annual fee without CHOICE REWARDS
  • NA- annual fee with CHOICE REWARDS
  • $0 Additional Card Fee

World Elite MasterCard® Expand/Collapse

The Elite travel card with Elite value.

Features

  • Credit Limit $500 - $35,000
  • 5,000 Bonus CHOICE REWARDS Points*
  • Earn 2 point for $1 spent on eligible purchases
  • MasterPurchase®**, MasterTrip®** and MasterRental®**
  • Travel Medical Insurance**, Concierge Service** and Price Protection**

Fees

  • NA- annual fee without CHOICE REWARDS
  • $150 annual fee with CHOICE REWARDS
  • $40 Additional Card Fee

*This is a one-time bonus offer for members that are approved for a new CHOICE REWARDS World Elite, Gold, Low Fee or Student MasterCard credit card account. New World Elite and Gold MasterCard credit cardholders will receive 5,000 bonus CHOICE REWARDS points; new Low Fee Gold MasterCard credit cardholders will receive 3,000 bonus CHOICE REWARDS points; new Low Fee and Student MasterCard credit cardholders will receive 1,000 bonus CHOICE REWARDS points in connection with this offer. This offer is offered by CUETS Financial and may be amended or cancelled at any time without further notice.

** Certain restrictions and conditions apply to this benefit and others described in the materials sent soon after your Account is opened.

 

Apply for a CHOICE REWARDS MasterCard

It can be difficult finding the time to meet- thankfully you can now apply online. Once we have your information, we can start the process and then meet with you after that. It's easy to get started- just click Apply Now below.